> ## Documentation Index
> Fetch the complete documentation index at: https://docs.payluk.ng/llms.txt
> Use this file to discover all available pages before exploring further.

# Debit cards overview

> List and remove the saved debit cards a merchant customer can reuse for payments.

When a merchant customer pays with a card through Payluk's **inline checkout**,
Payluk **tokenizes** the card: it stores the card's reusable payment authorization
against that customer. The tokenized card then shows up here, and its `id` can be
passed as `depositDetails.cardId` to [Create payment intent](/api-reference/payments/create-payment-intent)
(`transactionType: deposit`) to **top up the wallet** without the customer
re-entering card details. This group lets you list and remove those saved cards.
All routes act on a specific customer, so they need the **`customer-id`** header.

<Info>
  Saving cards is a **gated feature**: it must be enabled on your merchant account.
  If it isn't, cards are never tokenized and these routes return `403` ("This feature
  is not enabled on your merchant account").
</Info>

## Endpoints

| Route                                                                               | Method & path              | What it does                                                                                                      |
| ----------------------------------------------------------------------------------- | -------------------------- | ----------------------------------------------------------------------------------------------------------------- |
| [List customer debit cards](/api-reference/debit-cards/list-customer-debit-cards)   | `GET /v1/cards`            | Returns the customer's saved cards (`id`, `last4`, `brand`). **`customer-id` required**; feature must be enabled. |
| [Remove customer debit card](/api-reference/debit-cards/remove-customer-debit-card) | `DELETE /v1/card/{cardId}` | Deletes a saved card by `cardId`. **`customer-id` required.**                                                     |