curl --request GET \
--url https://staging.api.payluk.ng/v1/merchant/balance \
--header 'Authorization: Bearer <token>'import requests
url = "https://staging.api.payluk.ng/v1/merchant/balance"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://staging.api.payluk.ng/v1/merchant/balance', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://staging.api.payluk.ng/v1/merchant/balance",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://staging.api.payluk.ng/v1/merchant/balance"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://staging.api.payluk.ng/v1/merchant/balance")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://staging.api.payluk.ng/v1/merchant/balance")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"status": 200,
"message": "Merchant balance fetched successfully",
"data": {
"id": "6a19b580fa797d3af379ca30",
"mainBalance": 250000,
"escrowBalance": 0,
"currency": "NG",
"createdAt": "2026-01-14T09:12:03.041Z",
"updatedAt": "2026-08-22T18:04:55.219Z"
}
}{
"status": 400,
"message": "customer-id is not allowed in request header",
"data": null
}{
"status": 429,
"message": "Too many request"
}Get merchant balance
Returns the balances on your own merchant wallet, as opposed to GET /v1/wallet, which answers for one of your customers.
This is the account Payluk settles your earnings into: your share of every escrow fee, and any delivery fee you charged a buyer. Your customers’ balances are their own and are never included here.
Must not carry a customer-id header. Sending one is rejected rather than silently answered for that customer.
curl --request GET \
--url https://staging.api.payluk.ng/v1/merchant/balance \
--header 'Authorization: Bearer <token>'import requests
url = "https://staging.api.payluk.ng/v1/merchant/balance"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://staging.api.payluk.ng/v1/merchant/balance', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://staging.api.payluk.ng/v1/merchant/balance",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://staging.api.payluk.ng/v1/merchant/balance"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://staging.api.payluk.ng/v1/merchant/balance")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://staging.api.payluk.ng/v1/merchant/balance")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"status": 200,
"message": "Merchant balance fetched successfully",
"data": {
"id": "6a19b580fa797d3af379ca30",
"mainBalance": 250000,
"escrowBalance": 0,
"currency": "NG",
"createdAt": "2026-01-14T09:12:03.041Z",
"updatedAt": "2026-08-22T18:04:55.219Z"
}
}{
"status": 400,
"message": "customer-id is not allowed in request header",
"data": null
}{
"status": 429,
"message": "Too many request"
}Authorizations
Your secret key as a Bearer token. The key prefix selects the environment: sk_test_... (staging) or sk_live_... (production); a key on the wrong host is refused with 403 Unauthorized Access. Each key is limited to 10 requests per minute (429 beyond that) and, on production, to the IP addresses on your dashboard allowlist when one is configured.