curl --request POST \
  --url https://staging.api.payluk.ng/v1/customer/create \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "firstname": "Ada",
  "lastname": "Eze",
  "email": "[email protected]",
  "phone": "+2348012345678",
  "countryId": "665f1b2c9a1e4d0012ab3c40",
  "bvn": "22222222222"
}
'

import requests

url = "https://staging.api.payluk.ng/v1/customer/create"

payload = {
    "firstname": "Ada",
    "lastname": "Eze",
    "email": "[email protected]",
    "phone": "+2348012345678",
    "countryId": "665f1b2c9a1e4d0012ab3c40",
    "bvn": "22222222222"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    firstname: 'Ada',
    lastname: 'Eze',
    email: '[email protected]',
    phone: '+2348012345678',
    countryId: '665f1b2c9a1e4d0012ab3c40',
    bvn: '22222222222'
  })
};

fetch('https://staging.api.payluk.ng/v1/customer/create', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://staging.api.payluk.ng/v1/customer/create",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'firstname' => 'Ada',
    'lastname' => 'Eze',
    'email' => '[email protected]',
    'phone' => '+2348012345678',
    'countryId' => '665f1b2c9a1e4d0012ab3c40',
    'bvn' => '22222222222'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://staging.api.payluk.ng/v1/customer/create"

	payload := strings.NewReader("{\n  \"firstname\": \"Ada\",\n  \"lastname\": \"Eze\",\n  \"email\": \"[email protected]\",\n  \"phone\": \"+2348012345678\",\n  \"countryId\": \"665f1b2c9a1e4d0012ab3c40\",\n  \"bvn\": \"22222222222\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://staging.api.payluk.ng/v1/customer/create")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"firstname\": \"Ada\",\n  \"lastname\": \"Eze\",\n  \"email\": \"[email protected]\",\n  \"phone\": \"+2348012345678\",\n  \"countryId\": \"665f1b2c9a1e4d0012ab3c40\",\n  \"bvn\": \"22222222222\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://staging.api.payluk.ng/v1/customer/create")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"firstname\": \"Ada\",\n  \"lastname\": \"Eze\",\n  \"email\": \"[email protected]\",\n  \"phone\": \"+2348012345678\",\n  \"countryId\": \"665f1b2c9a1e4d0012ab3c40\",\n  \"bvn\": \"22222222222\"\n}"

response = http.request(request)
puts response.read_body

{
  "status": 201,
  "message": "Customer created successfully",
  "data": {
    "customerId": "6a19b57ffa797d3af379ca2a",
    "firstname": "firsty",
    "lastname": "fhgvj",
    "email": "[email protected]",
    "phone": "09022331122",
    "bvn": null,
    "status": "active",
    "blockedReason": null,
    "blockedAt": null,
    "createdAt": "2026-05-29T15:49:19.848Z",
    "dob": null,
    "permissions": {
      "canWithdraw": true,
      "canBuy": true,
      "canSell": true
    },
    "countryId": "69b8d4c7f80e1f661b48c9ca"
  }
}

{
  "status": 400,
  "message": "amount is required",
  "data": {}
}